For those who have recently become disabled, finding out how you qualify for Social Security Disability Benefits can become a pressing matter. SSDI benefits are designed to help those that qualify to pay for their everyday expenses and household bills. In many cases, Social Security Disability Benefits can make all the difference on making ends meet for those who are disabled for a year or more.
“Disability” Defined
The Social Security Disability Administration defines “disability” as an injury or condition that:
- Prevents you from performing work required by your current profession
- You cannot successfully adjust to other types of work because of your condition
- Your disability will last at least one year or will result in death
Work History
The first qualification depends on whether or not you have ever had a job in which you paid into SSDI. Each pay period, your check stub will state your deductions and how much of your pay was deducted for SSDI. The percentage deducted is referred to as SSDI credits. For each $1200 you earn each year, you are given one credit toward SSDI. The law states that in order to qualify for SSDI, you must have 40 credits, 20 of which must have been earned in the last 10 years. The number of credits is subject to change depending on the age of the applicant. If you do not meet the above criteria, you may still qualify for benefits under the Supplemental Security Income (SSI) program. [Read more…]
Connect with us...